Employee BenefitsHealth/Dental/Prescription Drugs Insurance BCBSKS employees who work a minimum of 17.5 hours/week are offered membership in Blue Choice. Blue Choice is a PPO product that offers incentives for using a Blue Choice or PPO provider; a primary care physician is not required. Allowable charges on preventive dental care are covered at 100 percent. The three-tier prescription drug copay is $15; $30 for brand name prescription drugs on the formulary (preferred medication) list; and $45 for brand name prescription drugs that aren't on the formulary. Currently, the company pays 75 percent of the monthly premium for regular full-time employees and their spouses/dependents. The company-paid percentage of the premium for regular part-time employees is based on their scheduled hours. Premiums may be deducted pre-tax. |