Basic Blue

Basic Blue provides solid protection for basic hospital services, at an affordable cost. You choose the deductible that fits your budget. Once the deductible is met, you pay a 50% coinsurance to a maximum of $1,000 for each person ($2,000 two-or-more coverage). Then we pay 100% of allowed charges for the remainder of the benefit period. And you’ll receive a $5 million lifetime benefit maximum.

Benefit Summary

Hospital Services

General hospitalization
Intensive care
Room, board & general nursing services
Emergency services
Inpatient drugs & medicine
Inpatient services such as radiology & lab services, anesthesia, operating room, physical therapy, and more

Medical-Surgical Services

Surgery in or out of hospital
In-hospital doctor services
Outpatient accident coverage
Emergency & ambulance services
Home Health Care/Hospice

Deductible
A choice of deductibles is available:

$500 per person/$1,000 two or more persons
$1,000 per person/$2,000 two or more persons

Coinsurance
Expenses are covered at 50 percent up to $1,000 per person/$2,000 two or more persons, then BCBSKS pays 100 percent of allowed charges for the remainder of the benefit period.

Optional Benefits:

Exclusions
See the Exclusions page for details.

Additional Program Information

Inpatient Admissions - Pre-admission certification is required for all planned inpatient admissions.
Dependent Coverage - Unmarried dependent children are covered to age 23.
Benefit Period - The 12-month period based on the group anniversary month.
Waiting Period - Businesses select a waiting period option.

Prescription Drug Savings Program
A prescription drug discount card that offers unlimited usage and unlimited savings. (Note: This is not an insured benefit.)

More Information

Phone: Learn more about the features of Basic Blue by calling 785-291-4303 in Topeka or toll-free at 1-800-874-1823.
Tell Us About Your Business and a representative will contact you about your options.