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What You Can Do

Of all the factors that make up health insurance premiums, the one that our customers can control is utilization - a measurement of the actual claims expenditures by members.

Health care coverage is made available for when it is needed. By using services when there is no need, you are actually taking money from yourself. Remember, your health care plan does not cover the cost for medical services - you do through your premium dollars.

We are committed to providing our customers with cost-effective insurance coverage. With your help, we can accomplish this goal

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