Hospital Indemnity Plan (HIP)

What does it cost?

Apply NowMonthly Premium

Age Individual Individual/
Child
Individual/
Spouse
Family
Under 30 $2.21 $3.70 $4.02 $4.93
30-34 $2.64 $4.22 $4.88 $5.91
35-39 $2.69 $4.29 $4.99 $6.02
40-44 $2.96 $4.40 $5.80 $6.60
45-49 $3.11 $4.59 $6.11 $6.91
50-54 $3.60 $4.95 $7.42 $7.99
55-59 $4.96 $6.69 $10.37 $10.94
60-64 $5.55 $7.53 $11.67 $12.20
65 & Over $12.02 N/A N/A N/A
  • Premiums for those age 65 and older are for individual coverage only.
  • Unmarried, dependent children are covered to age 23.
  • You must be a Kansas resident who lives in any county, excluding Johnson and Wyandotte counties, to apply.

When to apply
You and your family may apply for coverage at any time. The monthly premium is based on the policyholder's age when you enroll. The premium will be reviewed annually, each January, and any change will occur on your next coverage renewal date. Your premium is based on attained age and automatically increases in April after you move into the next five-year age bracket, i.e. 30 years of age, 35, 40, etc.

 

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