It is important to remember that Blue Cross and Blue Shield of Kansas does not deliver health care, we finance it for you. When you purchase health insurance from us, you entrust us with your premium dollars. In return, we pool your dollars with those from other members to pay for everyone’s medical expenses as efficiently and effectively as we can. We work for you.
There is a perception among consumers that large portions of their premiums are used for administrative expenses and corporate “perks.” That is simply not the case with Blue Cross and Blue Shield of Kansas.
About 90 cents of every dollar you pay in premiums is used to pay for medical expenses and build reserves for future financial protection. About 10 cents is used for the cost of administering your plan and paying premium taxes to the state. We stretch every dollar to make sure our plans are as affordable as possible.
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