Log in to BlueAccess to review details of your specific coverage information, including year-to-date deductible and coinsurance amounts and co-payment information.
Already have a user ID and password? Simply enter that information in the BlueAccess login area in the drop-down menu at top.
Don't have a user ID and password? Create one now!
* Please note, customers enrolled through the Federal Employee Program (FEP) will be unable to get personalized information on this site.
All of our plans involve either one or both of two important features: deductibles and coinsurance. Knowing how these work can help you better understand how health insurance works.
|1. Deductible||2. Coinsurance||3. Full coverage|
|You Pay||100%||50% or 20%||0%|
|BCBSKS Pays||0%||50% or 80%||100%|
Figures are for illustrative purposes only. The examples provided in the chart relate to in-network service only. When using out-of network providers, in addition to deductible and coinsurance amounts, you may be responsible for the difference between the BCBSKS allowed amount and the provider's actual charge.