You Look Out For Your
Loved Ones Every Day
You want to help protect their futures, too.
Life insurance financially protects and prepares you and your loved ones against the unexpected. It is a crucial component in developing a plan for tomorrow.
We understand that thinking about or discussing life insurance is not easy but Advance Insurance Company of Kansas (AICK) is here to make it Simple – with AdvanceCare Simple!
*The death benefit is reduced for the first two policy years for non-accidental death.
*Data obtained from National Funeral Directors Association (NFDA.org) - last updated January 4, 2018.
Term life insurance offers protection for a set number of years, at a fixed rate of premium for a set number of coverage years known as terms (ex: 10 years).
Coverage will be automatically renewed as long as you continue to make your premium payments.
Coverage may be renewed until the age of 95.
No, we do not require medical exams or blood work to apply for our Simple Life coverage. We only ask that you answer a few health questions.
No, your coverage will not be canceled based on your health as long as you continue to pay your premiums on time.
Yes. Securing coverage now provides you immediate protection against the unknown, while ensuring your ability to renew your coverage. Any future illness or injury may make life insurance very expensive or unattainable.
The AD&D rider provides an additional cash benefit equal to the amount of the term life coverage in the event of an accidental death. The loss of hands, feet, eyes, speech or total deafness may qualify for partial payment of the AD&D benefit.
The Dependent Child rider covers the insured's (or their spouse's) unmarried dependent child(ren) by birth or adoption as long as the child(ren) are older than 14 days and younger than 23 years old. The Dependent Child rider provides a cash benefit of $5000.