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Advance Insurance Company of Kansas logo

Term Life Insurance (Individuals)

You Look Out For Your

Loved Ones Every Day

You want to help protect their futures, too.

Term life insurance is the simplest way to protect loved ones now.

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Life insurance financially protects and prepares you and your loved ones against the unexpected. It is a crucial component in developing a plan for tomorrow.

Provide this protection with AdvanceCare Simple. A difficult discussion, made simple.

We understand that thinking about or discussing life insurance is not easy but Advance Insurance Company of Kansas (AICK) is here to make it Simple – with AdvanceCare Simple!

$10,000 term-life insurance plan*

Lower initial rates than other forms of life insurance

Your rate is guaranteed for 10 years

*The death benefit is reduced for the first two policy years for non-accidental death.

Why purchase AdvanceCare Simple?

Protects you against the costs of final expenses

It's affordable

No physical exam. Just a few Yes/No questions

Guaranteed renewability

How much does a funeral cost?


Cost breakdown:

  • Nondeclinable basic service fee - $2,100
  • Removal/transfer of remains to funeral home - $325
  • Embalming - $725
  • Other preparation of the body - $250
  • Use of facilities/staff for viewing - $425
  • Use of facilities/staff for funeral ceremony - $500
  • Hearse - $325
  • Service car/van - $150
  • Basic memorial printed package - $160
  • Metal casket - $2,400
  • Vault - $1,395

*Data obtained from National Funeral Directors Association (NFDA.org) - last updated January 4, 2018.

What else should I be thinking about?

Value Added benefits

Accidental Death and Dismemberment - costs less than a penny per day!

Dependent Child Rider - covers insured's children (age 14 days to 23 years), only $1.00 per month!

For additional life insurance options:

Call us toll-free at:

In Topeka, call:

Frequently asked questions

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Send a note to IndividualSales-AT-bcbsks-DOT-com.

Please provide a daytime phone number in your message indicating where and when you can be reached. All requests will be responded to via phone within two business days.