Questions Regarding Medicare Supplement Select Plans

We know you may have questions and we're here to help answer questions you may have! If you still have questions after reviewing this information, you can reach a Medicare advisor at 866-201-6282.

What's the difference between a Select plan and a non-Select plan?
If you choose a Select plan, you will be required to use a Select network hospital for any non-emergency inpatient admissions. That means, if you plan to have your knee replaced, you'll schedule this procedure at a Select hospital. For emergencies, you can use ANY hospital.

Does the Select plan have a network of doctors?
No, you still have your choice of doctors. You can use ANY doctor that accepts Medicare.

Why is the Select plan less expensive than the regular plans?
The hospitals that contract on the Select plan have agreed to pay the Medicare Part A deductible for you instead of Blue Cross paying that deductible. We pass those savings on to you!

Can I switch from the Select option back to the non-Select plan at any time?
Yes, you can change from Select to non-Select the first of the month following your notification to us that you want to switch.

Can I switch from a non-Select plan to a Select plan at any time?
If you want to change from the non-Select option of equal or greater benefits – outside of this offer - you will have to medically qualify through our underwriting department.

What if I have an emergency and cannot get to a Select hospital?
In an emergency, your services are covered at ANY hospital.

What is considered an emergency?
Any time you feel you need immediate assistance, it is considered an emergency.

What if the Select hospital isn't equipped to handle my illness and they need to move me to a different hospital?
The Select hospital can refer you to a hospital that can provide the necessary services needed. You will still be covered.

What if my doctor does not admit to the Select hospital?
Your doctor will need to refer you to a doctor who can admit you to a Select hospital.

Do I have to go to the Select hospital for outpatient services?
No, you can go to ANY hospital for outpatient services. There are no limitations if you are receiving outpatient services, whether pre-planned or not.

What if I enroll in the Select option and then go to a non-Select hospital for non-emergency services?
You will be responsible for the Medicare Part A deductible and any applicable coinsurance.

What if I am traveling out of state and am told I will need to be admitted into a hospital?
For emergencies, you can use ANY hospital. If it is not an emergency, you will need to go to a Select network hospital.