Your paycheck works as hard as you do.
Make sure it's protected if you become sick or injured.
Short Term Disability Insurance means planning for the unexpected.
Unexpected medical problems can interfere with your ability to work and earn an income. With short term disability coverage, life can go on as it should. Meaning you can focus on recovering, not your finances.
AdvanceCare covers your loss of income due to short term disability (std) by paying you cash benefits until you’re healthy to return working. Consider it insurance for your paycheck. This disability income provides a safety net for you and your loved ones.
Shoppers who are 65 or older are not eligible for this plan.
What to expect
Weekly cash benefit
Weekly cash benefit to help you maintain your income when you're hurt or sick and unable to work - either $150 or $300.
Up to 26 Weeks of Payments
You choose the maximum length of time your benefit may pay - up to 13 or 26 weeks of payment.
Coverage You Can Count On
Benefit begins paying on the 15th day of the accident or sickness that cause you to be unable to work.
How it works
You are sick or injured in a covered accident.
Your doctor indicates you are unable to work.
AdvanceCare Short-Term Disability coverage pays benefits directly to you.
Maximum payable to you*
*Based on full $300 max benefit per week for 26 weeks.
Short Term Disability Benefits
How much does it cost to protect your income?
$150 - Max per week
13 Weeks of Benefit Payments
Monthly Premiums
Male
$9.71
Female
$19.00
$300 - Max per week
13 Weeks of Benefit Payments
Monthly Premiums
Male
$19.41
Female
$38.00
$150 - Max per week
26 Weeks of Benefit Payments
Monthly Premiums
Male
$15.98
Female
$31.01
$300 - Max per week
26 Weeks of Benefit Payments
Monthly Premiums
Male
$31.96
Female
$62.01
Monthly prices shown based on male/female at age 35.
Protect your income
With the right protection, you can overcome life's challenges, and we're with you every step of the way.
All applications are subject to review before acceptance.