You look out for your loved ones every day

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Term life insurance is the simplest way to protect loved ones now.

Life insurance financially protects and prepares you and your loved ones against the unexpected. It is a crucial component in developing a plan for tomorrow.

Provide this protection with AdvanceCare Simple.

A difficult discussion, made simple.

We understand that thinking about or discussing life insurance is not easy but Advance Insurance Company of Kansas (AICK) is here to make it Simple – with AdvanceCare Simple!

$10,000 term-life insurance plan*

Lower initial rates than other forms of life insurance

Your rate is guaranteed for 10 years

*The death benefit is reduced for the first two policy years for non-accidental death.

Why purchase AdvanceCare Simple?

Protects you against the costs of final expenses

It's affordable

No physical exam. Just a few Yes/No questions

Guaranteed renewability

How much does a funeral cost?


Cost breakdown:

Non-declinable basic service fee - $2,100
Removal/transfer of remains to funeral home - $325
Embalming - $725
Other preparation of the body - $250
Use of facilities/staff for viewing - $425
Use of facilities/staff for funeral ceremony - $500

Hearse - $325
Service car/van - $150
Basic memorial printed package - $160
Metal casket - $2,400
Vault - $1,395

*Data obtained from National Funeral Directors Association ( - last updated January 4, 2018.

What else should I be thinking about?

Value Added benefits

Accidental Death and Dismemberment - costs less than a penny per day!

Dependent Child Rider - covers insured's children (age 14 days to 23 years), only $1.00 per month!


    Term life insurance offers protection for a set number of years, at a fixed rate of premium for a set number of coverage years known as terms (ex: 10 years).

    Coverage will be automatically renewed as long as you continue to make your premium payments.

    Coverage may be renewed until the age of 95.

    No, we do not require medical exams or blood work to apply for our Simple Life coverage. We only ask that you answer a few health questions.

    No, your coverage will not be canceled based on your health as long as you continue to pay your premiums on time.

    Yes. Securing coverage now provides you immediate protection against the unknown, while ensuring your ability to renew your coverage. Any future illness or injury may make life insurance very expensive or unattainable.

    The AD&D rider provides an additional cash benefit equal to the amount of the term life coverage in the event of an accidental death. The loss of hands, feet, eyes, speech or total deafness may qualify for partial payment of the AD&D benefit.

    The Dependent Child rider covers the insured's (or their spouse's) unmarried dependent child(ren) by birth or adoption as long as the child(ren) are older than 14 days and younger than 23 years old. The Dependent Child rider provides a cash benefit of $5000.

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    In Topeka: 785-291-4306

    Outside Topeka: 1-800-641-1019


    Send a note to [email protected].

    Please provide a daytime phone number in your message indicating where and when you can be reached. All requests will be responded to via phone within two business days.