Employers

Hospital indemnity coverage for employees

Pays cash directly to your employees to help with expenses not covered by their health insurance when they’re hospitalized.

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Help protect your employees from unexpected costs

Unexpected or extended hospital stays can threaten the financial security of your employees and their families. Group Secure Hospital Indemnity Plan helps your employees take care of expenses not covered by their health insurance. Important coverage features include:

Cash benefits on day one

Your employees receive $50 per day for day one through day three.

Benefits continue and increase

Your employees receive $200 per day for day four through day 365. Day of discharge included.

Higher starting benefit for accidents

Your employees receive $200 daily starting on day one when hospitalized due to an accident.

Double benefits when in ICU

$200 benefit doubles to $400 per day when they’re admitted in intensive care or a coronary care unit within a hospital.

Use cash benefits for anything

Cash benefits are paid directly to your employees to spend as they choose, including gas, meals, lodging for family, babysitters, and more.

Acceptance guaranteed

Acceptance is guaranteed.

Simple claim filing

Employees ask the hospital for an itemized statement of their stay and submit it with their Hospital Indemnity Plan Claim Form (pdf).

Easy to apply

No medical exam is required and there are no health questions to answer.

Plan details

The Secure Hospital Indemnity Plan (S-HIP) pays cash if you are hospitalized.

  • Receive $50 per day (day 1 to 3)
  • Receive $200 per day (day 4 to 365)
  • Higher starting benefit for accidents
  • Pays double benefits when in ICU
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Maximize your employees' protection against the unexpected

Group Cancer Plan

A cancer diagnosis deeply impacts your employees and their families both emotionally and financially. The Secure 300 Cancer Plan pays cash if your employees are treated for cancer.

Additional coverage for employees

Dental

We offer a variety of dental plan options, providing comprehensive coverage for most preventive services.

Life Insurance

Term life, accidental death & dismemberment, and dependent life options are offered through Advance Insurance Company of Kansas (AICK).

Vision

Group vision care that is focused on choice, convenience and savings.

 
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Contact a representative

Contact a Blue Cross and Blue Shield of Kansas representative with questions or to get a quote.

Disclaimers

IMPORTANT: This is a fixed indemnity policy, NOT health insurance.

  • This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.
  • The payment you get isn’t based on the size of your medical bill.
  • There might be a limit on how much this policy will pay each year.
  • This policy isn’t a substitute for comprehensive health insurance.
  • Since this policy isn’t health insurance, it doesn’t have to include most Federal consumer protections that apply to health insurance.

Looking for comprehensive health insurance?

  • Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
  • To find out if you can get health insurance through your job, or a family member’s job, contact the employer.

Questions about this policy?

  • For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners’ website (naic.org) under “Insurance Departments.”
  • If you have this policy through your job, or a family member’s job, contact the employer.