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Advance Insurance Company of Kansas logo

Short Term Disability Insurance (Individuals)

Your Paycheck Works


As Hard As You Do.


Make sure it's protected if you become sick or injured.

Short Term Disability Insurance means planning for the unexpected.

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Unexpected medical problems can interfere with your ability to work and earn an income. With short term disability coverage, life can go on as it should. Meaning you can focus on recovering, not your finances.

AdvanceCare covers your loss of income due to short term disability (std) by paying you cash benefits until you’re healthy to return working. Consider it insurance for your paycheck. This disability income provides a safety net for you and your loved ones.

What to expect

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Weekly Cash Benefit

Weekly cash benefit to help you maintain your income when you're hurt or sick and unable to work - either $150 or $300.

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Up to 26 Weeks of Payments

You choose the maximum length of time your benefit may pay - up to 13 or 26 weeks of payment.

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Coverage You Can Count On

Benefit begins paying on the 15th day of the accident or sickness that cause you to be unable to work.

individual short term disability insurance
short term disability insurance cost

How it works

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You are sick or injured in a covered accident.

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Your doctor indicates you are unable to work.

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AdvanceCare Short-Term Disability coverage pays benefits directly to you.

$7800, maximum payable to you

Maximum payable to you*

*Based on full $300 max benefit per week for 26 weeks.

Short Term Disability Benefits

How much does it cost to protect your income?

Benefit/Length

$15000

Max Per Week

13 Weeks

of Benefit Payments

Monthly Premiums

Male
$9.71

Female
$19.00

Benefit/Length

$30000

Max Per Week

13 Weeks

of Benefit Payments

Monthly Premiums

Male
$19.41

Female
$38.00

Benefit/Length

$15000

Max Per Week

26 Weeks

of Benefit Payments

Monthly Premiums

Male
$15.98

Female
$31.01

Benefit/Length

$30000

Max Per Week

26 Weeks

of Benefit Payments

Monthly Premiums

Male
$31.96

Female
$62.01

Monthly prices shown based on male/female at age 35.

 

Protect your income

With the right protection, you can overcome life's challenges, and we're with you every step of the way.

All applications are subject to review before acceptance.

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