Individual and family dental insurance

Smile, You're Covered.

With routine dental hygiene visits, you could not only have a healthier smile, but also be saving on dental costs with dental coverage from Blue Cross and Blue Shield of Kansas (BCBSKS).

Cleanings

With a $0 deductible! Two cleanings and exams included each year at no cost to you! *

tooth

Network coverage

90% of Kansas dentists are in our network, so you save up to 20% on the most common dental services.

Customer satisfaction

90% of our customers are “very satisfied” with their customer service experience!

SQM Group, CX Research, Consulting, and Awarding, 2019

$1,500 annual maximum per member, either way you choose.

DentalPlus and DentalPlus PPO provide preventive, primary and major care for people of all ages at a monthly premium you can smile about.

DentalPlus

  • Annual maximum:$1,500 per member
  • Deductible: $50 annual deductible per member
  • Preventive: 100% (exams, cleanings)
  • Primary: 80% (fillings, extractions, root canal)
  • Major**50% (crowns, dentures, bridges, dental implants, oral/periodontal surgery)
  • Teeth whitening: 100% up to a $200 maximum

DentalPlus PPO

  • Annual maximum: $1,500 per member
  • Deductible: $50 annual deductible per member
  • Preventive: 100% (exams, cleanings)
  • Primary: 80% (fillings, extractions, root canal)
  • Major**50% (crowns, dentures, bridges, dental implants, oral/periodontal surgery)
  • Teeth whitening: 100% up to a $200 maximum

DentalPlus

Under Age 65 choose from one of the following coverage levels:

Age 65 and over

Individual
$47.73
Individual/Child(ren)
$108.21
Individual/Spouse
$116.93
Individual/Spouse/Child(ren)
$169.66
Individual
$52.29

DentalPlus PPO

Under Age 65 choose from one of the following coverage levels:

Age 65 and over

Individual
$39.95
Individual/Child(ren)
$90.57
Individual/Spouse
$97.88
Individual/Spouse/Child(ren)
$142.01
Individual
$43.77

Rates shown are effective January 1, 2021 and subject to change January 1, 2022.

* No copays or deductibles for exams, cleanings, x-rays and other preventive services outlined in the contract at in-network dentists up to the allowable charge and up to the annual $1,500 maximum for each member.

**There is a 12-month waiting period from the effective date for the following services: Crowns, onlays and oral/periodontal surgery, dentures and bridges, and dental implants. The waiting period is waived if you were covered under another policy that covered major services and had at least 12 months of continuous major service coverage under that plan (credit will be given for less than 12 months.) Waiting periods must be satisfied if there has been a lapse in coverage or for new members who are added to this policy who did not have prior coverage for major services. Your previous coverage will be verified. You may be eligible to receive credit towards this waiting period by submitting proof of coverage from your prior dental insurance carrier. Proof of coverage should include the following: A letter from dental carrier on their company letterhead, a list of major dental services covered by your policy, and a effective date and termination date. You may send this proof of coverage via email to [email protected] or by post mail to PO Box 239, Topeka, KS 66601 within 60 days of your dental effective date with us.

Exclusions: Any dental service not listed as a covered service in this program, patient education services, hospital calls and/or consultations, laboratory and pathological examinations, bone grafts for alveolar ridge augmentation, dental services primarily for cosmetic purposes, except for an accidental injury, all Temporomandibular Joint Dysfunction Syndrome related services, occlusal adjustments, temporary or provisional dental services and procedures, orthodontic services. This is a brief summary of the coverage available under this program. Please refer to the policy for a complete list of exclusions and limitations.

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Your teeth can go from bright white to not-so-bright and you may be considering talking with your dentist about professional whitening.