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Why Having a Primary Care Provider Is One of the Smartest Health Care Decisions You Can Make

Your primary care provider (PCP) can be one of your biggest health advocates and help you navigate health care costs. Here is a list of ways your PCP can help ensure your money is being put to the best use for YOU!

  • Preventive care that’s often $0
    Many health plans cover preventive services at no cost when you see your PCP. Annual wellness visits, routine screenings and basic checks like blood pressure or cholesterol can help identify health risks early, before they turn into more serious (and expensive) problems.
  • Catching problems early
    PCPs help prevent small issues from becoming big ones. Treating high blood pressure early can prevent heart disease, managing asthma can reduce ER visits and addressing infections quickly can help avoid hospitalization. Finding a cancer at stage 0 or 1 often means effective treatment, less risk of coming and much simpler (and cheaper) treatment than if found at a late stage. 
  • Helping you choose the right place for care
    Many people overspend on health care simply by going to the wrong place for treatment. Your PCP can help you decide when to schedule a primary care visit, use virtual care, visit urgent care or go to the emergency room — helping you get the right care at the right cost. View our helpful chart.
  • Lowering medication costs
    PCPs often help patients save on prescriptions by recommending generic medications, suggesting lower-cost alternatives, adjusting dosages or reviewing medications that may no longer be necessary.
  • Coordinating your care
    Your PCP helps keep your care organized by tracking your medical history, coordinating with specialists and preventing duplicate tests or treatments. This coordination can help avoid unnecessary costs and confusion.
  • Managing chronic conditions
    For common conditions like diabetes, high blood pressure, asthma, anxiety or high cholesterol, regular PCP visits help keep symptoms under control and reduce the risk of costly ER visits or hospital stays.
  • Your first stop for health questions
    Instead of guessing online or waiting for symptoms to get worse, your PCP is a trusted resource for medical advice. They can help you decide when care is needed and address concerns early — saving both time and money.
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