The card issued to identify a member of BCBSKS and what coverage the member and any family members on the policy have.
As you explore our site, you may come across an unfamiliar word or term. We've developed a glossary that we hope will help you.
The percent (for example, 20%) you pay of the allowed amount for covered healthcare services to providers who contract with your health insurance or plan. In-network co-insurance usually costs you less than out-of-network co-insurance.
A fixed amount (for example, $15) you pay for covered healthcare services to providers who contract with your health insurance or plan. In-network co-payments are usually less than out-of-network co-payments.
A type of health benefits plan under which the covered person pays 100 percent of all covered charges up to an annual deductible. The health benefits plan then pays a percentage of covered charges up to an out-of-pocket maximum.
A patient who is staying in the hospital and receiving room, board and general nursing care.
Person who is eligible, enrolled and covered by an insurance contract. This term is used in contracts and certificates for underwritten business.
A company that signs a contract with the federal government to handle Medicare payments for hospital, skilled nursing facility and home health agency services.