Save on healthcare when your employees shop.

SmartShopper® delivers cost savings for you by empowering your employees to find cost-effective care.


SmartShopper website
SmartShopper logo

How it works

With SmartShopper®, your employees can easily compare convenient, high-quality, in-network locations for common medical care and be redirected to the most cost-effective facility of their choice. In addition to lowering their costs, employees earn a share of the overall savings as cash rewards of $20 - $425.

SmartShopper cart


When the doctor recommends a routine medical procedure, the employee calls the SmartShopper Care Concierge Team or shops online.


Select Location

Employee has procedure at the reward-eligible location of their choice.


Earn Rewards

Once the procedure is complete and the claim is paid, a reward check is mailed to the employee's home.

Employer Toolkit

Inform your employees about the benefits of the SmartShopper program, including how they can earn cash rewards by comparing medical procedure costs and selecting a cost-effective, in-network provider for care. We have the resources you’ll need to encourage your employees to shop and understand how the SmartShopper program works.

SmartShopper home page

Cost savings

SmartShopper® delivers cost savings to plan sponsors by empowering consumers to find cost-effective care with its digital platform and personalized consumer experience.


Customer Satisfaction Score (CSAT)


among those surveyed who interacted with the Care Concierge Team

2022 SmartShopper Performance and Savings Report

Better value


of procedures converted to better-value care when consumers schedule appointments with the SmartShopper Care Concierge Team.

2022 SmartShopper Performance and Savings Report

Reporting & analytics


average claim savings per incentive paid

2022 SmartShopper Performance and Savings Report

Program Overview

SmartShopper provides convenience and confidence by empowering consumers to find cost-effective care.

SmartShopper FAQ's

Get answers to the most frequently asked questions about SmartShopper.

Connect with the Care Concierge Team

Get high-touch, personal help for shopping and saving on healthcare with SmartShopper. 

SmartShopper Incentives

Reference this list of procedure categories that could earn cash rewards through SmartShopper.

The information included herein is copyright © 2020 Sapphire Digital. All rights reserved. Blue Cross and Blue Shield of Kansas is an independent licensee of the Blue Cross Blue Shield Association. BLUE CROSS®, BLUE SHIELD® and the Cross and Shield symbols are registered service marks of the Blue Cross Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans. The SmartShopper program is offered by Sapphire Digital, an independent company. Sapphire Digital is not affiliated with Blue Cross and Blue Shield of Kansas.

Incentives are available for select procedures only. Payments are a taxable form of income. Rewards may be delivered by check or an alternative form of payment. All members that have Medicare or Medicaid (or some form of managed Medicare or Medicaid) as their primary insurance are not eligible to receive incentive rewards under the SmartShopper program.

Connect With Us

A representative is available to receive your call from 8 am to 4:30 pm, Monday through Friday